| Place | Lane | Crew | Net Time | % | Delta | Split | Elapsed | Handicap |
|---|---|---|---|---|---|---|---|---|
| 1 | 1 | Penn AC (S. Kaplan) | 03:57.73 | 03:57.73 | ||||
| 2 | 2 | Capital (R. Hollins) | 04:05.09 | 3.1% | 00:07.36 | 00:00:07.36 | 04:05.09 | |
| 3 | 4 | Potomac (V. Bryant) | 04:17.23 | 8.2% | 00:12.14 | 00:00:19.50 | 04:17.23 | |
| 4 | 3 | Harlem River (L. Radosevich) | 04:21.84 | 10.1% | 00:04.61 | 00:00:24.11 | 04:21.84 | |
| 5 | 5 | Nereid (D. Lansing) | 04:31.40 | 14.2% | 00:09.56 | 00:00:33.67 | 04:31.40 |