| Place | Lane | Crew | Net Time | % | Delta | Split | Elapsed | Handicap |
|---|---|---|---|---|---|---|---|---|
| 1 | 3 | Occoquan/Hampton Roads [Composite] (T. O'Loughlin) | 03:52.62 | 03:52.82 | 00:00.20 | |||
| 2 | 2 | Jacksonville B (H. Ortiz) | 04:00.87 | 3.5% | 00:08.25 | 00:00:08.05 | 04:00.87 | |
| 3 | 4 | Jacksonville A (H. McGonnigal) | 04:04.68 | 5.2% | 00:03.81 | 00:00:15.96 | 04:08.78 | 00:04.10 |